Tax
Relief
The following Tax Relief Programs for Homeowners
are administered by the Office of Policy and Management in Connecticut. Click on each
title below to find out more information.
Disabled Tax Relief Program - $1,000 property tax exemption for permanently and totally
disabled.
- Circuit Breaker –
Homeowners’ Elderly/Disabled Circuit Breaker Tax Relief Program –
property tax credit for owners who are elderly or disabled and meet certain income limits.
The maximum credit is $1,000 for single persons and $1,250 for married couples.
Applications must be submitted between Feb. 1st and May 15th at the
local tax assessor’s office.
- Freeze – Homeowner’s
Elderly/Disabled Freeze Tax Relief Program – no new applicants for this
program have been considered since 1978 that froze tax rates on elderly property owners
whose income is no more than $6,000/year.
- Veterans’ Additional
Exemption Tax Relief Program-
$1,000 property tax exemption for honorably
discharged
Veterans who actively served 90 days or more
during war.
There is an additional exemption for
low-income veterans.
Click here to be able to download various Tax Relief
Claim Forms.
Reverse Mortgages
A reverse mortgage is a loan which allows the elderly
(age 62 or older) homeowner to convert the equity in his or her house into a monthly cash
payment or a lump sum payment. There are special rules regarding age and amount of equity
in the home. Please visit the Connecticut Housing Financing Authority (CHFA) or HUD websites for an
explanation of a Reverse Mortgage.
Home
Modifications
There are low-interest loans and some grant money which
allow seniors to modify their homes to make them more safe and accessible. Modifications
can include installing ramps, stair glides, grab bars in bathrooms, widening doorways,
lowering counter heights. Often program eligibility is based upon income. Call the Infoline
at 211 for information on how to contact your local Independent Living Center or
call (860) 563-6011 for home remodeling information from the Corporation for
Independent Living.
Repair
and Maintenance
In rural areas the U.S. Dept. of Agriculture’s
"Rural Development Housing and Community Facilities Programs" provides loans and
grants to very low-income homeowners to repair, improve or modernize their dwellings or to
remove health and safety hazards. Loans are at 1% interest and can be paid back over a
20-year period. For more information Click
here
Energy
Assistance
Homeowners and renters may be eligible for help with
winter heating bills and weatherization. The benefit can be worth hundreds of dollars per
year. To see if you are eligible and to find out how to apply Click here
Home
Care
For people who wish to remain at home rather than live in
an institutional setting there are options. In particular the Connecticut Home Care
Program for Elders may pay for such services as visiting nurses, home delivered meals,
companion services, respite care, transportation, homemakers, adult day care, emergency
response systems and other services necessary to avoid institutional care. Click
here for more information
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